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Yes.   You would need to amend your 2023 return to report that the excess contributions for both you and your spouse had been withdrawn. You enter the 2024 forms 1099-R with code PJ in box 7, and specify that they are for tax year 2024.   Your earnings will be taxed, but no longer subject to the 10% early withdrawal penalty (this is a new disposition of the Secure Act 2.0).   Your husband's loss is not deductible.   For your 2024 tax return, there is no need to enter these 2 forms 1099-R (as they now have been reported for 2023).

Yes, I made a thorough search - not just of my own personal computer where TT is loaded, but also of our entire network under the rule of just-in-case.  I too was convinced it was there "somewhere" (after all, 20 years worth are all still there, only 2023 is missing!).  After 3 days and nothing, I then hired the tech management company that runs our network to find it.  Paid them a fair amount and "nothing."  Difficult to understand, but it is what it is.

You mentioned that you amended the 2023 tax return to include the $6500 contribution for 2023.  If that amended return included Form 8606 showing that there is a basis in your Traditional IRA, then you do not need to fill out Form 8606 separately for 2023.  If the amended return did not include Form 8606, then you do need to fill it out now and mail it for the 2023 non-deductible contribution.   For 2024, when you enter the Traditional IRA contribution of $7000 into your return and show it as a non-deductible contribution, TurboTax will include Form 8606 automatically as part of your return.  You do not need to file the 8606 separately.   To make sure that the only portion of the conversion that is taxable is the $5 of interest, be sure to include the $6500 as basis in your Traditional IRA when the program asks if you made and tracked previous non-deductible contributions to your Traditional IRA.

No.   You cannot deduct this as there is no out-of-pocket expense.   If you are self-employed and you use your home on a regular basis, you may be eligible for a home office deduction.   Please read this TurboTax article.

Your son qualifies as a full time student if he is full time for 5 months or part months in 2024.   You can claim him as a dependent in 2024 if he's under 24.   For the 1099-Q, if the distribution is justified by his education expenses including room and board, you are not required to enter that form in your tax return. Just keep the form in your tax records together with your calculation showing that the distribution is for education expenses.   On form 1099-Q, instructions to the recipient read: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution.

If you are no longer a caregiver you do not have to complete the New Mexico Caregiver Statement, or Form PIT-CG, On the menu in the sidebar on the left.                   Select Tax Tools You may have to minimize both the Federal and State options by clicking the Down Arrows on the Sidebar. You will then clearly see Tax Tools Click the arrow to up to see additional options On the drop-down select Tools On the Pop-Up menu select Delete a Form This will give you all of the forms in your return Scroll down to the New Mexico State section Select PIT-CG Click on Delete.

As a follow-up, though I was able to get past the error message, I was unable to eFile. It appears that if the payer's SSN is on the 1099 NEC, one cannot eFile. I attempted to put the SSN in the EIN field and am told I cannot have the same number in each box.  Thanks!

Please try the following steps Log out of Turbo Tax. Clear your cache and cookies Delete Cache & Cookies Close Turbo Tax  Shut down the computer Re-start your computer Re-open the browser and log back into Turbo Tax. You can also try a different browser as well, If none of the above steps resolve the issue,  Please contact the TurboTax Support Phone Number