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@howjltx wrote: One last question, in January I did another Roth conversion and need to pay estimated tax before 15 April (or now?) do I do this at the 24% (like winning the lottery rate) or the >32% (this years expected tax rate)? A Roth conversion performed in January 2026 will be reported on your 2026 tax return.  Conversions can't be retroactive like contributions sometimes can be, they only happen when they happen.  Because of how the rules on estimated tax payments work, you can pay the entire estimated payment by April 15, or you can divide the estimated payment into 4 equal payments to be paid April 15, June 15, Sept 15 and January 15, 2027, and still avoid a penalty for underpayment.  You should pay the amount you expect to owe for 2026, since conversions are taxed as regular income.   If you owe more than $1000 when you file your return in Spring 2027, you could be assessed a penalty for underpaying your estimated payments.  (But you can take advantage of the timing rules to split the payment up.)   (And, if you are expecting a lump sum of income that will raise your tax bracket in 2026, it was possibly not the best time to do a conversion.  You typically want to do a Roth conversion when you expect your other income to be lower, so you are not over-taxed on the conversion.)

Are you using the Desktop product or the Online product? There is an issue with the month of January of 2024 being set to None (after you had set it to Self), which causes you to appear to have had HDHP coverage for only 11 months in 2024.   However, there is a workaround for Desktop users. For Desktop users, go into Forms Mode, and find the 8889. On line 18b1 on the 8889, you should see that January has been set to None. Change it back to Self and the added entries on line 8f in Schedule 1 (1040) and on line 17d on Schedule 2 (1040) should disappear.

Los impuestos se deben preparar dependiendo de tu estado civil el 31 de diciembre.  Para tus impuestos del 2025, los necesitas presentar dependiendo si estabas casada o soltera el 31 de diciembre de 2025.  Puedes regresar a tu declaración y cambiar tu información, y cambiar tu estado civil y personas en tu declaración si es necesario.  Para llegar a esa sección:   Abre tu declaracion Ve la Página de Inicio Después a tu Información personal Edita tu información  El IRS tiene 5 diferentes opciones para estados civiles en tus impuestos, para más información acerca de estos estados visita ¿Cuál es mi estado civil tributario (soltero, casado u otro)?.  Cuando estés en TurboTax el programa determinará cuál es el estado civil más ventajoso para ti.  

Intuit has an offer to switch your desktop license to online premium Fed+State at no extra cost.  It will come up on the installer and check the offer terms.  But be aware online is not the same functionality as desktop, in particular there is no forms mode (you can review 1040 + Sched 1/2/3 directly any time, the rest of the forms you need to pay (or apply your license from this offer) to see the full return in PDF), and you can only prepare 1 return per account so this offer is only good for 1 return (Fed+State).  You also can't switch it back to desktop later.  You can also try out online regardless and input some data to see how it works before committing, just "Sign in to Turbotax" using one of the buttons on this website.   If you are savvy with VMs and can spin up Win 11 in a VM on your Win 10 machine, Turbotax will work there.   Otherwise your options in the desktop space are HR Block and TaxAct still supporting Win 10 for 2025.

You trusted/misunderstood a bunch of political blather about "no tax on Social Security"  -- but that is not how the tax law changes turned out.  Social Security is still taxable.   Instead of "no tax" on your SS, for the next several year there is a "senior deduction" as already described above.

I figured that on the 5498. But the RMD is a Turbo Tax problem and when I first encountered it last year It penalized me a quiet large sum saying I did not meet my RMD and it was just because they rounded my entry on first screen and then did not on the next screen. When I figured out what the problem was I went back to second screen and rounded it up. Example: $$$$5.85 was rounded up to $$$$6.00 but on 2nd screen it took exactly what I entered so I was .15 short and did not meet my RMD. I should take out more than the exact RMD and it would not be a problem but that is another problem I was dealing with.

Here are the instructions for entering information from the 1095-A from our help article, How do I fix e-file reject F8962-070?   Once you have your form, using TurboTax Online/Mobile: Go to the Do you need to report any 1095-As? screen. Answer the questions and continue through to enter the details from your Form 1095-A. When you’re done, select File from the left menu and continue through to refile your return. If you're using TurboTax Expert Full Service, read this help article. [Edited 2/4/26 | 2:33 pm PST]

No. You can't leave ‌this in your account without incurring the 6% excess penalty. If you act before the tax filing deadline (April 15, 2026), you can avoid the 6% penalty entirely.   Contact your HSA Custodian: Ask for an "Excess Contribution Removal" form. Do not just withdraw the money yourself; the bank must code it correctly as a return of excess. In TurboTax: Go back to the HSA interview (Deductions & Credits > Medical > HSA). When TurboTax asks, "Did you over-contribute?" and then asks if you plan to withdraw the excess, select Yes. TurboTax will remove the 6% penalty (Form 5329). The amount you withdraw will be added to your taxable income, but you won't pay the penalty. You can leave the money in, but it isn't a "rollover" in the traditional sense—it's a carry-forward of a mistake. The Penalty: You will pay a 6% tax on the excess amount this year. TurboTax will generate Form 5329 automatically to calculate this.   Next year (2026), you must reduce your 2026 contributions by that same amount.   Example: If the 2026 limit is $4,300 and you had a $500 excess this year, you can only contribute $3,800 next year. Once you "make room" for it in 2026, the 6% penalty stops.   Some people do this if they find the "Excess Removal" paperwork at their bank too difficult to finish before April 15.

No the last update was 1-31-26 it was successfully installed. I tried to file after the install when I got the error. I just checked again there are no new updates to install. Something else is causing this problem. I see other users had success with detaching form 8453 and doing a new one. I will be giving that a try. but the problem was certainly not fixed in the last update. 

You must withdraw at least the RMD amount each year (which I'm sure you exceeded for 2025), and you must withdraw the entire amount and close the account by the end of the 10th year.  (Which rules you said you know.)   Other than that you can withdraw as much as you want any time you want.  You will of course pay income tax (if it is not a Roth IRA), and this may affect your other tax situations, so you should be mindful of things like income limits for certain credits and deductions, IRMAA if you are retired, and your MAGI if you plan to make deductible IRA contributions.  Other than those considerations, you can withdraw whatever you want whenever you want.   

Yes, when you land on the Tax Home page, scroll down and click on 2025, and then Add a State - that will open up your return and allow you to see the Tax Tools options so you can send the file securely.     How to access your return post filing

I'm obviously having problems explaining myself.  Yes, TurboTax deducts Social Security from income on the VA State Tax Form.  However, it only subtracts Total Social Security minus $6000, in other words X-6000 as opposed to all of X which in essence causes my total income for VA tax purposes to be $6K higher than it would be if it deducted Total Social Security as opposed to Social Security minus $6K.

@DavidF1006 Everything you said in your replay was what I was under the impression of and thank you for the conformation. My Delima is to decide this year to keep my cars and enjoy them the rest of my life (pass on to someone as inheritance) or just sell now, pay the tax this year so the cars won't become a burden during my wondering around the world retirement years. Fortunately, my Birthday is in January so I will use Cobra (which now is cheaper than Obama Care) to let me delay Medicare until after I finish converting all my IRA into ROTH funds. The next year after that, I will drop to 12% MFJ Tax bracket and be locked into 0% LTCG the rest of my life (or until the tax laws change again)