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TurboTax never knows about offsets to your refund for debts you owed.
NOTE: You can contact the IRS Treasury Offset Program Call Center at 1-800-304-3107 to ask if they have an offset for you on file. TurboTax would not have that information.
https://turbotax.intuit.com/tax-tips/tax-payments/who-can-garnish-an-income-tax-refund/L7cPPzDyc
No. TurboTax cannot garnish your refund. The article Who Can Garnish an Income Tax Refund? explains who could garnish the refund.
For more resources:
IRS Topic No. 203 explains why a refund could be reduced.
The Treasury Offset Program and Debt Management Services handle student loan offsets. For Federal Student Loan matters, Debt Management Services can be reached at 1-800-621-3115 Monday-Friday 8 am - 10 pm EST, Saturday 8 am - 7 pm EST
[Edited 1/31/2020 | 7:36 am PST]
@KathrynG3 User asked if Turbotax will know about offsets for delinquent student loan payments.
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