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If you have no income, then you would not file a return.
If you are claimed as a dependent on your parents return, then they would add your 1098-T to their return to take any education credits that you would be eligible for.
https://www.irs.gov/credits-deductions/individuals/education-credits-aotc-llc
Thanks but I’m a graduate student about to graduate and need to file a tax return for loan repayment purposes.
You can file a zero-income tax return for free through TurboTax.intuit.com. or with the IRS.
Here’s how it works if you do not have a tax filing requirement:
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