What does at risk box mean on schedule c

[NancyG]

At risk means you are using your own money (or borrowed funds if personally liable) for the business. 

A loss may only be deducted up to the amount you personally have at risk, and no more. If a loss exceeds your at-risk investment, the excess is called a suspended loss and may be deducted in a future year, indefinitely, until you have sufficient at-risk basis to absorb the loss.

Amounts invested in the business for which you would NOT be at risk may include the following:

• Non-recourse loans used to finance the business
• Cash, property or borrowed amounts used in the business that are protected against loss by a guarantee, stop-loss agreement, or other similar arrangement (excluding casualty insurance and insurance against tort liability).
• Amounts borrowed for use in the business from a person who has an interest in the business, other than as a creditor.

In other words, if you have absolutely no money at risk in your business, you may not deduct any part of a Schedule C loss. The amount of a loss you may deduct must be equal to or less than the amount you personally stand to lose.

[JJEM1]

I followed your instructions and hit continue, but 2022 TurboTax doesn't take it.  It automatically re-checked the box " I have money invested in this business that I am not at risk of losing....."  again.  I wonder if I missed anything?  By the way, I did check "none of the above" box.  

Please help, thank you!

[HopeS]

It depends on the type of return you are filing.

If everything that has been invested in the company is from your own funds, and therefore any loss by the company comes out of your own pocket (and is not covered for you by someone else), then it is likely that all of the investment is at risk.

If you are filing Schedule C revisit the "Business Summary"

Click Edit and scroll to the bottom of the page and confirm that in the section "Other Situations" you are showing YES to "actively participating in this work". 

See the screenshot below:

@JJEM1