Well my girlfriend did my taxes on turbo tax we used her emerald card ending in 9607 and we didn't receive it. I believe it got send back cause of us using her card

[Opus 17]

You should never ask to receive your direct deposit into a bank account that you don't own.  In most cases, the bank will reject it, which means the IRS will mail a paper check to your address that you used on your tax return, in another 3-4 weeks.

And, if the bank does accept the deposit, it's basically considered a gift from you to the other person and there is almost no legal way to force them to turn the money over to you if they don't want to.