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See this TurboTax support FAQ for the refund advance - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/offer-details-disclosures-ref...
I got all the criteria and have a credit karma account but when it asks me how I want my refund it doesn’t give me the advance option.
If you're using TurboTax Online, close the program, clear your Cache and Cookies and return to the FILE section.
Here's more info on How to Change Refund Method and also a link for Credit Karma Support.
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