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Wait at least 5 days after IRS states they issued the refund.
Taken directly from the IRS Where's My Refund FAQs: "Please wait 5 days after we’ve sent the refund to check with your bank about your refund, since banks vary in how and when they credit funds. (It could take several weeks before you receive a mailed refund check.)"
See TurboTax FAQ for more information: https://ttlc.intuit.com/replies/5340655
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