Yes, you check the box to pay the TurboTax fee with your return. Like many, I didn't realize that meant sending my refund to a third party. There's no fraudulent return or offset as the IRS has sent them my refund. They have this bogus scheme where they say they need to verify your ID and it takes weeks or months to do so. So yes, they do just hold your money. In the meantime they ask you to send them a copy of your passport or DL before they will release your tax refund and that may or may not happen quickly. Do some online searches and you'll see I am not alone. They don't answer the phone and you really have no idea when or if you'll get your money. You obviously are smarter than many of us and probably didn't check that box so good for you @shalissehopkins2.