Regarding my refund, for some odd reason, my bank acct was closed on the 17th what can I do to speak to a representative or how can I get my refund deposited to another acct

[xmasbaby0]

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-an...

[DoninGA]

Once the tax return has been filed and accepted the method of receiving a tax refund cannot be changed.

The bank will reject the direct deposit and the tax refund is returned to the IRS.  The IRS will then mail a refund check to the address on the tax return.