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Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

 
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7 Replies
GiseleD
Expert Alumni

Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

You are not eligible to receive the stimulus if you indicated on your return that you could be claimed as a dependent. You can amend to fix this, but if your parents were eligible to claim you but didn't claim you, you are still required to check the box on your return that indicates that you were eligible to be claimed on someone else's return. Below are the criteria to be claimed as a dependent:

 

There are two types of dependents, each subject to different rules:

  • A qualifying child
  • A qualifying relative

For both types of dependents, you’ll need to answer the following questions to determine if you can claim them.

 

Dependent taxpayer test: The taxpayer, or spouse of the taxpayer if filing jointly, cannot be eligible to be claimed as a dependent on someone else’s tax return.

 

Married Filing Jointly test: If you file a joint return with your spouse, you cannot be treated as a dependent. (This rule does not apply if the joint return was filed only as a claim for refund and no tax liability would exist for either spouse if they had filed separate returns).

 

Citizen or resident test: The person claimed as a dependent must be either a U.S. citizen, U.S. national, U.S. resident alien, or a resident of Canada or Mexico. An adopted child that lived with the taxpayer all year passes this test if the taxpayer is a U.S. citizen or U.S. national.

 

Qualifying Child

In addition to the above, you must be able to answer "yes" to all of the following questions to claim an exemption for your child.

 

Relationship test: The child must be the taxpayer’s son, daughter, stepchild, foster child, brother, sister, stepbrother, stepsister, half brother, half sister, or a descendant of any of these, such as the taxpayer’s grandchild, niece, or nephew.

 

Residency test: The child must have lived with the taxpayer for more than half of 2019.

  • Temporary absences (e.g., school, vacation, business, medical care, military services, or detention in a juvenile facility) are considered as time living with the taxpayer.
  • Exceptions apply under the rules for children of divorced or separated parents. See IRS Publication 501 for details.

 Age test: The child must be

• Under age 19 at the end of the tax year and younger than the taxpayer (or spouse), or

• Under age 24 at the end of 2019, a full-time student for any part of five calendar months during the tax year, and younger than the taxpayer (or spouse), or

 Permanently and totally disabled at any age

 

Support Test: The child cannot have provided more than 1/2 of his/her own support during the tax year. Welfare, TANF, and scholarships received by the child are not considered support.

 

Qualifying Relative

 

Relationship or Member of Household Test: To be considered a qualifying relative, a person must be:

  • A son, daughter, stepchild, foster child, or a descendant of any of these
  • A brother, sister, half-brother, half-sister, or a descendant of any of these
  • A father, mother, or an ancestor or sibling of them (does not include foster parents)
  • A stepbrother, stepsister, stepfather, stepmother, son-in-law, daughter-in-law, mother-in-law, father-in-law, brother-in-law, sister-in-law, or
  • Any other person (other than the spouse) who lived with the taxpayer all year as a member of the taxpayer's household as long at the relationship did not violate local law. Exceptions: Temporary absences for special circumstances such as school, vacation, business, medical care, military service, or incarceration count as time lived in the home. Also, the taxpayer's mother or father does not have to live with the taxpayer as long as the taxpayer is able to claim the parent as a dependent and paid more than half the cost of keeping up the parent's main home (including nursing homes) for the entire year. 

Not a Qualifying Child Test: The relative cannot be a qualifying child of any other taxpayer for the year.

 

Gross Income Test: The relative's gross income must be less than $4200 for the year. Gross income is all income that is not tax-exempt. Examples of gross income include taxable Social Security benefits, taxable unemployment compensation, and certain scholarships and fellowships (i.e., monies used to pay higher education expenses other than tuition, fees, supplies, books, and course-required equipment).

 

Support Test: The taxpayer must have provided over 1/2 of the relative's support during the year. This test does not apply to persons who qualify as dependents under the children of divorced or separated parents rule and multiple support agreements.

 

After reviewing this information, if you find that you did not qualify to be claimed as a dependent, you can amend your return to correct this. Here's how to amend:

 

  1. Sign in to TurboTax.
  2. Scroll down to Your tax return & documents (you may need to select Show), select 2019 and then Amend (change) return.
    • If you only see the option to amend 2018 or earlier, it's because you can't amend an unfiled 2019 return. Instead, just select Pick up where you left off, make your changes, and disregard the rest of these instructions.
  3. Select Amend using TurboTax Online.
  4. Carefully follow the instructions. Don't worry if your refund changes to $0. This is normal on amended returns.
  5. When finished, we'll give you instructions for printing and mailing your amended return, as amendments can't be e-filed.

 

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Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

What if they weren’t eligible at all? My mom couldn’t claim me at all because apparently I made more than what was considered dependent status. 

JotikaT2
Employee Tax Expert

Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

Then yes, you should amend your return.

 

In this case, you could not have been claimed as a dependent based upon the fact that you provided more than half of your own support.

 

You can prepare an amended return using the link below.

How to amend my return?

 

(Please note, the IRS is not processing paper returns at the moment due to Covid-19 and social distancing policies in effect.  

IRS operations)

 

In regards to your stimulus payment, when you file your return in 2020, you will have the opportunity to report the amount of the stimulus check(s) you did receive, and if it was less than what you were entitled to, you will receive a credit on your tax return.

 

What does the stimulus bill mean to you

 

 

 

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Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?


@loug96 wrote:

What if they weren’t eligible at all? My mom couldn’t claim me at all because apparently I made more than what was considered dependent status. 


That depends on your age and if you were a student.   If under age 19 or under 24 and a full-time student then then your income does not matter.     If older than 18 and not a student then you cannot be a dependent if your income was more then $4,200.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

What does file my return in 2020 mean? Or are you referring to filing my 2020 taxes in 2021?

Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

Yes, I wonder if that will affect me. I definitely marked that I was not in school during the year, but I might have accidentally marked “Student” as my occupation.

Should I amend my return if I thought that a parent could list me as a dependent but they actually couldn’t? Will this mistake cost me my stimulus payment?

Yes.  The stimulus is actually based on 2020 income that will not be known until you file your 2020 tax return next year. The only thing the IRS can go by right now is what was reported on the 2019 or 2018 tax returns. 

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

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