File without 8962 / 1095-A

[stevenmlee99]

My federal taxes were declined due to F8962-070. This is caused because my wife is on her parents marketplace health insurance (1095-A), but is not a dependent on their taxes.

Last year, I followed the instructions to fill out the information with her parents 1095-A, but then received a rejection letter from the IRS stating that "The amounts you reported on Form 8962, Premium Tax Credit, Part II columns (a) - enrollment premiums, (b) - applicable second lowest cost silver plan (SLCSP) premium, or (f) - advance payment of PTC, don't match the information we hav eon file from the Health Insurance Marketplace."

I contacted a CPA and it was determined that we did NOT need to attach a 8962 because my wife is only covered under their marketplace policy.

So this year, I want to continue with TurboTax without filing a 8962. However, it does not seem like I am able to get around the e-File detection without saying 'Yes, I received Form 1095-A.' (which I believe, will generate an 8962 with my return). How can I continue to file without having the same issue as the previous year?

[AliciaP1]

If you loaded your 2021 data to start your 2022 return, the forms may still be built into your return even though you did not enter any data.  You can delete the forms and Review your returns again to remove this issue.

To delete a specific form in TurboTax Online you can follow these steps:

1. Within your return, click on Tax Tools in the black menu on the left side of the screen.
2. Click on Tools.
3. Click on Delete a Form. 
4. Scroll down to your form and click Delete.
5. Under Federal in the black menu bar click Wages & Income to get back into your tax returns.
6. Proceed entering/reviewing your return.

To do this in TurboTax Desktop you can follow these steps:

1. Within your return, click on the Forms icon in the upper right of the screen to switch to Forms mode.
2. Scroll down in the menu bar on the left and select your form.
3. Click the Delete Form button at the bottom left of the preview screen.
4. Confirm the deletion then click the Step-by-Step icon in the upper right of the screen.
5. Proceed entering/reviewing your return.

[stevenmlee99]

Hi Alicia,

Thanks for this information. Unfortunately, it is not the solution to my issue. I have not inputted any 8962 or 1095-A, and it does not look like it added them from last year, as they are not in the form list.

Essentially, I need to get past the e-file detection that thinks I need to attach an 8962 form when I do not. 

[MichaelG81]

E-file reject F8962-070 happens when your return is missing Form 1095-A Health Insurance Marketplace Statement. The IRS compares the information you enter on your return with what they have in their database. When something's missing or mismatched, your return gets rejected.

First, find your 1095-A form. If you don’t have it, sign in to your healthcare.gov account and download it. Forms were mailed out at the end of January. You may need to contact her parents for this information, if they have the logins to healthcare.gov.

If this is a shared policy with parent you must allocate. After entering the amounts from the 1095-A and selecting continue you will see this screen; select I shared this policy with someone not on my return:

Then You need the SSN number of the person on whom you shared the policy with. Click the blue links in the program for more information on each section.

Once you have your form:

1. Sign in to TurboTax and select Fix my return
2. On the Let's fix your returns and then refile screen, select Fix it now
3. Select Continue on the Let's take a look at your return screen
4. You’ll get taken back to the Keep going to refile your returns screen. From here, select Federal from the left menu
5. Select Deductions & Credits from the top menu and scroll down to Medical. Select Show more
6. Select Start or Revisit next to Affordable Care Act (Form 1095-A)
7. Answer the questions and continue through to enter the details from your Form 1095-A
8. When you’re done, select File from the left menu and continue through to refile your return

@stevenmlee99 

[stevenmlee99]

This makes sense to me, but I did this last year, and it ended up being wrong. According to https://www.irs.gov/instructions/i8962#en_US_2022_publink100013175, we do not need to file an 8962 as my wife is not in her parents tax family, and we are not claiming PTC.

Last year, a CPA helped us respond to the IRS, indicating that we mistakenly attached an 8962 when we didn't need to, which leads me to believe we don't want to attach one this year. @MichaelG81 

[DawnC · Accepted solution]

How or if the 1095-A actually needs to be on your return depends on which columns have entries in them.   I'm on my parent's 1095-A, what do I enter on my tax return?

If you are sure you don't need it on your return based on last year's experience and you are not taking any Premium tax credit on this return, use the workaround at the bottom of this Help Article to get your return e-filed with empty 1095-A/8962 forms.   There will be no credit applied to your return.   The actual 1095-A data will not be included on your return, but you will be able to e-file.   The workaround is to:

1. Answer Yes to the Did you get a 1095-A? question
2. Enter 0's for the Marketplace identifier and policy number, and $1 for the January amounts
3. Leave the remainder of the months (Feb-Dec) blank

[garyhoofard]

Insurance from January 1st to December 31st was paid by employer through work

[TeresaM]

You are not required to include a Form 1099-B or C with your return from your workplace insurance, as it is not used in Premium Tax Credit calculations like the Form 1095-A.  Keep it with your tax records but you will not need to enter any information into TurboTax. 
 

If your state return requested health insurance information, please let us know in which state you are a resident. 

To remove any partial forms form in the return, you can use Delete Forms.

1. In the left menu, select Tax Tools
2. Select Tools
3. Select Delete a form
4. Scroll to the Form 1095-A or 8962  and click Delete on the right
5. Then scroll to the bottom and select Continue with my return

This should remove any forms and you do not need to enter the section for Form 1095-A in the Medical portion of Deductions and Credits.. However, if there are any remaining flags, you can click Start or Revisit to update that section and select  No, I didn't receive Form 1095-A.