After you file

This makes sense to me, but I did this last year, and it ended up being wrong. According to https://www.irs.gov/instructions/i8962#en_US_2022_publink100013175, we do not need to file an 8962 as my wife is not in her parents tax family, and we are not claiming PTC.

Last year, a CPA helped us respond to the IRS, indicating that we mistakenly attached an 8962 when we didn't need to, which leads me to believe we don't want to attach one this year. @MichaelG81