PATH Act & “5 Days Early”

[Ksmith2124]

Just found this out this morning after calling and speaking with Santa Barbara several times and turbo tax giving standard answers I to have a DDD OF 2/24 and opted in for the 5 days early since we chose that option they sent us through another bank called Cross River Bank and who knows what their fees are? 

[Fernanda93]

Well, mine shows 02/26 on my transcript so if I get it on that day the better not charge me those $25 that I signed up for to get it 5 days earlier cause I would pissed 

[ashantimack75]

I still havent got mine....

[cpiazza02]

If you choose to receive your federal tax refund through the TurboTax 5 Days Early service and your refund is deposited into your selected bank account less than 5 days before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not be charged the 5 Days Early fee. Excludes TurboTax Business products and services. Limitations apply. See Terms of Service for

To qualify for the Five Day Early Refund Delivery Guarantee, you must file your individual tax return through TurboTax, choose to receive your federal refund with the Five Days Early Service when filing your return, and be eligible for the Five Days Early Service. You will not be eligible to receive your refund with the Five Days Early Service if (1) you take a Refund Advance loan, (2) IRS delays payment of your refund, (3) your bank’s policies do not allow for same-day payment processing, or (4) we determine that you are ineligible for other reasons in our sole discretion.

The TurboTax Five Day Early Refund Delivery Guarantee does not apply to Credit Karma’s up to 5 days early program which allows for your federal refund to be deposited into a Credit Karma MoneyTM checking or savings account up to 5 days earlier than standard tax refund electronic deposit. More information about the Credit 

Karma’s up to 5 days early refund program can be found at https://turbotax.intuit.com/credit-karma-money/.

Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.

[Teenie0724]

Did ur refund go.to.sbtpg because sbtpg is saying I have no account I'm a pather and opt for 5 days early but didn't qualify where's my refund being sent tt says I have an account idk what else to do I've call bother places 3x each

[lesh0nna]

Hi. I am in the same boat, my refund date is for the 26th and I was hoping to get it today. I spoke to turbo tax today and was told, if my refund isn't issued 5 days before the refund date(26th) they will automatically refund you the $25. Hope this helps.

[cole202209]

I’m hoping they get deposited today! It would be such a relief but looks like they should get ready to do a bunch of 25$ refunds

[lesh0nna]

Agreed!

[Melvy]

Did you ever get an update because mine is the same way

[Ksmith2124]

We will no longer go through them since we opted in for the 5 days early we now have to wait on cross river bank to give our funds 

[Ksmith2124]

No just checked my account and turbo tax still no update and it not able to check the irs wmr until tomorrow so it seems they are making us wait until the 24th 

[MszYari]

How do you check through cross River Bank?

[JWat4]

I guess we are waiting but as long as I get my money on the 24th then I’m fine!

[Rachelrenee1738]

Wait so if you use your refund to pay the fees , you're not eligible for the 5 days early? Wtf ? Why did they even give me that option after I chose to use my refund to pay the fees? 

[cole202209]

No if you got the option you were eligible weather or not it happens is a whole different story