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After you file

If you choose to receive your federal tax refund through the TurboTax 5 Days Early service and your refund is deposited into your selected bank account less than 5 days before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not be charged the 5 Days Early fee. Excludes TurboTax Business products and services. Limitations apply. See Terms of Service for


To qualify for the Five Day Early Refund Delivery Guarantee, you must file your individual tax return through TurboTax, choose to receive your federal refund with the Five Days Early Service when filing your return, and be eligible for the Five Days Early Service. You will not be eligible to receive your refund with the Five Days Early Service if (1) you take a Refund Advance loan, (2) IRS delays payment of your refund, (3) your bank’s policies do not allow for same-day payment processing, or (4) we determine that you are ineligible for other reasons in our sole discretion.

The TurboTax Five Day Early Refund Delivery Guarantee does not apply to Credit Karma’s up to 5 days early program which allows for your federal refund to be deposited into a Credit Karma MoneyTM checking or savings account up to 5 days earlier than standard tax refund electronic deposit. More information about the Credit 

Karma’s up to 5 days early refund program can be found at https://turbotax.intuit.com/credit-karma-money/.

Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.