Or did you have any TurboTax fees that you chose to pay out of your Federal refund? If you used that method to pay fees, an intermediary bank is involved where the fees are subtracted. So if the final deposit to your bank failed, it would go back to the intermediary bank--not the IRS, and the intermediary company would be the one sending you a check in the mail.
I don't know how long it would take to get your check. It will depend on whether the intermediary company can process it right away, or whether they will require you to verify your identity first.
In this case the DD my bank received should have been from the IRS ... so now that my bank rejected the DD and sent it back to the IRS what will happen and how long is the wait to receive a paper check? Thanks.
Who did it go back to? Did you pay any fees out of the Federal return? If you paid fees out of the Federal refund, then the deposit was from the intermediary bank, and if that deposit failed, then it would have been sent back to the intermediary bank, who will issue you a check in the mail. The answer below tells how to check on it in that case.
Or did you not have any fees paid of the Federal refund? In that case, a failed deposit will go back to the IRS, who will issue you a check in the mail.
I don't know what a WMR "Reference 1502" is. Perhaps you can search on it.
If you chose to pay your TurboTax fees out of your Federal refund, your funds will first go from the IRS to a temporary account at an intermediary bank--either Civista Bank of Sandusky, Ohio, or Green Dot Bank. At the intermediary bank the fees are subtracted, then the rest of your funds are sent on to your bank (or prepaid debit card) in a second deposit. The company that handles that is SBTPG (Santa Barbara Tax Products Group.)
Less commonly there can be delays at the intermediary bank, and additional ID info, etc. might be required.
If for any reason the second deposit fails (the one that is actually to your bank or card), it will bounce back to SBTPG's bank who will issue you a paper check in the mail.
You can log in to your temporary account at SBTPG to see the status of your funds.
To log in, choose the taxpayer portal at:
has a phone contact page at the following link. Even when they are
closed, you may be able to get automated info, or you can log in as
How do I know if I need to verify my id it says pending bank print check on the automated system and it keeps changing to the date it is each day I never received a email saying I needed to verify my id is there a way to know besides that