After you file

So did you pay your TurboTax fees out of your Federal refund,and therefore SBTPG is involved?   And the deposit from SBTPG to your bank failed, and it went back to SBTPG?   And what is happening now?   Is SBTPG going to send it back to the IRS?  You may have to phone them to ask them when it should be back at the IRS.

I don't know what a WMR "Reference 1502" is.  Perhaps you can search on it.