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Your "tax preparer's account?" Why would a tax preparer even allow such a thing? That is highly unethical.
If you entered incorrect banking information for your refund, you can change it if your return is rejected. If it is accepted, however, it is too late to change it. The bank will reject the refund and send it back to the IRS. Then the IRS will issue a paper check and mail it to the address you put on your tax return. Expect a delay of at least a couple of weeks to receive your refund.
Here is what the IRS says about entering incorrect banking information
Sadly many paid tax preparers try to get away with a lot of unethical things like using TT when they are not legally allowed and having exaggerated illegal refunds direct deposited to their own accounts ... hence the newer stricter direct deposit rules and banking regulations ... now if your name on the refund doesn't match the name on the bank account the bank is legally required to reject it and it is sent back to the IRS.
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