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If you log in and your return is closed becauseTurboTax thinks you were finished and that you were planning to print and mail your return, here's how to open it back up to change filing methods and select your refund method, etc.
See this FAQ for more info:
https://ttlc.intuit.com/community/e-file/help/how-do-i-change-from-mail-to-e-file-in-turbotax-online...
I also added a FAQ to the answer above with some more info.
NOTE: Direct deposit of a Federal refund can be chosen no matter whether the return is efiled or filed by mail. Efiling is normally the best way to file for most people, however, and is the fastest way to get a refund.
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