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Accepted means your e-file has passed inspection (Social Security numbers are correct, dependents haven't already been claimed, etc.) and the government has your tax return. Consider acceptance as your official government delivery receipt.
Accepted means your tax return is now in the government's hands and has passed the initial inspection.
After acceptance, the next step is for the government to approve your refund.
First they look for things like back taxes and unpaid child support. If they find any debts, they'll offset (reduce) your refund to cover the outstanding amount. Once they are satisfied that you have no outstanding debts, they will approve and then issue your refund.
The following TurboTax FAQ explains what accepted means. https://ttlc.intuit.com/replies/3958820
If your return was accepted less than 21 days ago, hang in there. It can take anywhere from a few days to 3 weeks to go from acceptance to approval. This timeframe is unrelated to how, where, or when you filed and it isn't connected to how quickly you got your refund last year.
IRS representatives will be able to research the status of your refund if your return was accepted (received) more than 21 calendar days ago. Call them at 1-800-829-1040, but prepare for potentially long wait times. For more information please see the TurboTax FAQ below:
https://ttlc.intuit.com/replies/4495802
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