How can I borrow from my 2018 tax refund

[Opus 17]

Turbotax offers a cash advance program of $250, $500, or $1000 paid on a Turbo brand debit card, to qualifying customers in certain states.  The advance is only available when you e-file a finished tax return using Turbotax.  Turbotax does not offer any other kind of refund advance or loan program.  

[xmasbaby0]

But the 2018 software will not be available until late November/December, and you will not be able to file a 2018 return until probably later in January.  If you need immediate cash, make other arrangements.

[iriswelch]

is the 2018 refund advance still available

[xmasbaby0]

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[Opus 17]

The program has been announced for 2018:

As a test program, TurboTax offers a refund advance of up to $1000 that is paid on a prepaid debit card, but only after you file a completed tax return and that return is accepted by the IRS. It’s basically a bridge loan for the three weeks it takes the IRS to process a regular refund.  Not all customers will qualify, and if you don't get the offer when checking out, you can't contact anyone to add it.  I believe the program is available until February 28, but no advances are paid until your return is accepted by the IRS, and the IRS won't start processing tax returns until mid- or late-January, 2019.

[kendra122015]

So if the option does not come up once the return is filed then you most likely won't be able to get the advance correct?

[Opus 17]

If offered to you, it will be an option during checkout, before you finalize your return.  

[VolvoGirl]

There is a prepaid Visa on which some qualified users will be able to get a refund loan--but only after their tax returns have been filed and accepted.  The IRS has not announced when they will begin to accept 2018 returns--most likely not before the end of January.  And you cannot file unless you have all of your W-2's, 1099's etc.--which also will not be issued until January.
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