Will I be charged a $39.99 processing fee if my Fed refund is to be directly deposited to my checking account when I E-filed?

[VolvoGirl]

Yes if you are having the fees deducted from your refund.  If you pay the fees upfront with a credit card there is no extra charge.  But a state return is also 39.99 in case you see that one.  But there is no charge for Direct Deposit or how you get your refund.