Where do I enter my 1095-A and 1095-C

[GiseleD · Accepted solution]

For your 1095-A:
 

1. Click on  Federal and then the Health Insurance tab at the top.
2. Answer the questions about your health coverage.
3. Select Yes to "Was anyone enrolled in any of these less common plans in 2019?" to enter your 1095-A form.
4. On the That’s all we need on your 2019 coverage screen, click Done with Health.

Regarding your 1095-C:

For tax year 2019, you do not need to report this particular insurance (1095-C) on your tax return. The Tax Cuts and Jobs Act reduced the penalty for not having health insurance to zero, so there is no need to report it on your return unless you received the Premium Tax Credit as part of the Affordable Care Act (reported on 1095-A).

[gcswanny]

Hi, 

If my 1095c shows payments I made to employer provided insurance, why wouldn't I want to enter that? Wouldn't it likely raise my return amount? I cannot find where I would enter it into TT Deluxe.
Thank you

[davev1pa]

so for 2021 I'm on the marketplace starting Feb 2021....with PTC's ,do i need to fill in my spot for January's 1095 c that I receive-not seeing how to do this on Turbotax. Thank you. davev1pa

[JohnW152]

@davev1pa

No, don’t make an entry for January.

When entering information from your Form 1095-A, do not enter 0's (zeroes) for the months that you weren't covered by a Marketplace health plan.

Just leave the boxes for uncovered months blank.

[davev1pa]

Follow up question. My daughter was claimed as a dependent last year for the marketplace insurance but doesn’t qualify at the end of the year as she made too much and isn’t a dependent. I’ve received premium tax credits… she’s listed on 1095 A. On her return I put “0” percentage on her marketplace sharing and 100% on mine so she won’t have liability or credits. We didn’t have a lot of income as we retired January 2021. Will the IRS or TurboTax get these#s figured out and adjust the 1095a #s so everything balances out? My marketplace insurance agent is upset but I had no idea my daughter wasn’t a dependent!! Kinda worried the agent seems to think I need to get my daughter her own insurance!!

[RaifH]

You can continue listing your daughter under your insurance until she turns 26, even if you no longer list her as a dependent on your tax return. Since the policy was under your name and you shared it with your daughter, you can allocate the policy and the advanced premiums paid between yourself and your daughter how you wish, as long as the entire amount is being claimed. If you paid the entire policy yourself, the method you have chosen of claiming the entire amount for yourself and 0 for your daughter is reasonable. If you would like to allocate the plan in TurboTax differently:

1. In Federal > Deductions & Credits scroll down to Medical and click Start/Revisit next to Affordable Care Act (Form 1095-A)
2. Enter the information as it appears on Form 1095-A
3. Let us know if these situations apply to you click I shared the policy with another taxpayer who's not on my taxes.
4. Enter the allocation information that you have determined. Please note, the three percentages must be equal, if you are sharing 75% of the premium percentage, you must also share 75% of the SLCSP percentage and the advanced payment of PTC percentage. 

Please note when your daughter files, she must claim whatever percentage you did not. If you claimed 75%, she must claim the other 25%. Do not do the allocation yourself from the numbers on the form. Enter Form 1095-A with the exact numbers it reports. 

@davev1pa

[davev1pa]

Thank you that’s just how I did it!!

[Budman7226]

I CLICKED ON FEDERAL BUT CANNOT FIND THE TAB FOR HEALTH INSURANC4E

[DoninGA]

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@Budman7226 wrote:

I CLICKED ON FEDERAL BUT CANNOT FIND THE TAB FOR HEALTH INSURANC4E

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A Form 1095-B and Form 1095-C is not entered on a tax return.

If you received health care insurance through one of the state Marketplace Exchanges or from healhcare.gov then you should have received a Form 1095-A which is entered on a tax return.

To enter your Form 1095-A -

• Click on Federal Taxes (Personal using Home and Business)
• Click on Deductions and Credits
• Click on I'll choose what I work on (if shown)
• Scroll down to Medical
• On Affordable Care Act (Form 1095-A), click the start or update button

Or enter 1095-a in the Search box located in the upper right of the program screen. Click on Jump to 1095-a