So you have a home, no kids, dual income, and are able to put a significant amount of money towards your retirement? Your life sounds tough... Your lifestyle is actually why you got hit so hard. Think about what the new tax laws are. The standard deduction rocketed up to $24k, but a lot of itemized deductions went away. The child tax credit was quadrupled. What that means is: low income families who don't have squat to deduct anyway (not even a house for property tax deduction) got a huge break because suddenly the first $24k they earn is tax free. On top of that, they have to pay for kids, but now the government is tossing them $2k per kid, which, believe me, doesn't come close to covering a kid for a year, but it helps.
Well, who is going to fund all that help? Short answer: you. People with higher income, homes, savings, no kids, and just generally easy financial lives are the ones helping out. So be grateful that you get to do something like put lots of your money into savings because you don't need it, and don't complain when society asks you to pitch in.
That being said, if you really wanted to, you could avoid your taxes by starting a business and/or looking for tax credit opportunities. For instance, I put solar panels on my roof while Obama was offering a 30% tax credit for it. 30%???! The government owed me so much money that it took them 4 years worth of tax returns to finally finish giving it to me. I raised the value of my home by $10k, and the power company cuts me checks every now and then. But if you do nothing to help yourself and are classified as having disposable income, then yes, you're forking over some cash to Uncle Sam.
