Should I put my charged off 401k loan under permanent disability as I am on long term disability and waiting for approval for my ss disability payments?

[mrl010914]

I am on long term disability from my job and i am waiting for approval from ss to be switched over to ss disability payments. the company i worked for charged off my loans from my 401k. part of the orginial loan was for our downpayment on the house we bought in 2017. do i put the amount charged off un permanent disability?"

[SweetieJean]

The key to the disability exception lies in the permanence of the condition, not the severity. Therefore, to claim this exemption you have to furnish not only information proving that you are totally disabled, but also information on the permanence of the disability.  IRC §72(t)(2)(A)(iii)