rmd withdrawal from IRA that the acct number changed in mid year

[John4L]

I have a single IRA.  In August the account No. changed due to possible spam hack.  Now I have 2 1099s for that account.  Will the RMD be taken from one acct number 1099 or split between both?  thanks in advance.

[DanaB27]

It doesn't matter where you indicate you took the RMD from in your case as long as you match the total and meet all your RMD for 2024. Please see Can an account owner just take a RMD from one account for additional information.

Please follow these steps:

1. Login to your TurboTax Account 
2. Click on "Search" on the top right and type “1099-R”
3. Click on “Jump to 1099-R” and enter your 1099-R
4. Enter the RMD amount for this account on the "Let's get more information about your Required Minimum Distribution (RMD)" screen
5. Continue until "How much of this distribution applied to your December 31, 2024 RMD?" screen and select "The entire distribution was an RMD" /or select "Only part of this distribution was a RMD" and enter the amount of RMD (if this distribution includes RMD for other IRA accounts then you included the amount here)
6. On the "Here's your 1099-R info" screen and add the second Form 1099-R
7. On the "Here's your 1099-R info" screen click "Continue"
8. On the "Did You Miss a Required Distribution From Any Retirement Accounts?" screen select "None of these plans failed to withdraw the RMD" if you met all of your RMD for 2024.