If federal refund is $849 and state is $203 how is my total refund $646?

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If federal refund is $849 and state is $203 how is my total refund $646?

Check your State "refund". Perhaps you owe them.

If federal refund is $849 and state is $203 how is my total refund $646?

Sounds more like you owe one of those amounts. $849 - $203 = $646

Take a closer look at your returns.

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