8915-F error

[cspyon]

Hi

Hi 

I need your help on this topic. 

My tax return was rejected for the error in Form 8915-F.

For background info, I withdrew $30,000 under the Covid Relief Distribution in 2020, and I decided to pay the taxes for $10,000 each for the next three years. So, this year is the final year for the remaining $10,000.

Now, when I filled out the form under 1099, there is a question like this:

Did Changsop take a 2020 Qualified Disaster Distribution? So, I clicked Yes.

And the next question is 'If this was a Corona virus-related distribution in 2020, check here X'

So, I checked that box.

After the review is done okay, I submitted it but rejected for the above reason.

I have no idea why I was rejected.

By the way, this is Turbo's solution:

What needs to be done:

This return cannot be electronically filed due to invalid information on Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments. Print your return and review information that appears on Form 8915-F: - If there is a FEMA number listed on line C, it must be a valid federally declared disaster n number, and it must be formatted as XX-NNNN-ST, where XX is either DR or EM, NNNN is a four digit number, and ST is a valid state abbreviation. - If box D is checked, no FEMA number should be listed on line C. If corrections are needed, go to Federal Taxes / Income, then scroll down to the section on Retirement, and select the 1099-R topic. If you have 1099-R entries, go to the end of the 1099-R summary, and select Continue. If you do not have any 1099-R entries for the current year, answer no when you see the question, Did you receive any 1099-R Forms? Then click continue. Follow the steps below to correct invalid information: 1) Answer on-screen questions until you get to the screen. "Did You take a 2020 Qualified Disaster Distribution?" 2) Mark the yes box at the top of the screen. 3) If you need to correct the FEMA Number that appears on Form 8915-F, line C, you must clear the checkbox labeled "If this was a Coronavirus-related distribution reported in 2020 check here". Then proceed to the next screen, where you can select a valid FEMA number. Click continue. If you need to clear the FEMA Number, go back and select the blank entry at the top of the FEMA dropdown list. 4) If necessary, go back to the screen in step 1, and check the box to indicate that this was a Coronavirus-related distribution. After making corrections, print for 8915-F and review information on lines C and D. Review for errors and re-submit the return for electronic filing. If the reject continues, you will need to print and file the return by mail.

[mims77]

That is a Turbo Tax Error.  The program is writing "Covid" on line C, when they are supposed to check D and leave C blank.  I spent over 90 minutes with multiple techs and so far, they cannot manage to fix it. 

[cspyon]

I would like to share your frustration. 

I heard they are working on it and fix it by Mon.

Let's see. 

[johnshirley]

This seems to be a shared misery.

On its surface, the 8915-F does seem simplistic enough: if you've a sanctioned disaster, add the appropriate disaster codes in line C. If it's for covid, check line D and leave C blank. It seems somebody in the code logic thought it would be appropriate to put in a literal "N/A" into line C. Nope, just needs to be left blank. But, as a taxpayer, it ends up in what seems like a perpetual loop of deleting the auto-generated form, resubmitting the return, only to have the IRS logic reject it because of the literal "N/A" in line C of the 8915-F.

I wonder if there's somebody we can reach at Intuit to correct the issue and stop assuming that nulls, blanks, zeroes, and "not applicable" all mean the same thing. Or just delete N/A.

[cspyon]

I talked to a couple of Turbo Tax experts,  and they said Turbo was aware of this problem,  and working on it. I heard they would fix it by Mon.

So, l'll try it again tomorrow. 

[mims77]

I found the fix!   Make a copy of save your current 8915-F  because when you do this, it will not auto fill.    Go back in your return to Tax Tools.  Select "delete a form".    Deleting the 8915 is not enough, find the 2020 Qualified Distribution worksheet and delete that.  Then go back to income and redo the section.   When the questions come up about your 2020 distribution fill in this numbers (generally, the 1/3rd amount will go in 12, 13 and 15 and 14 will be zero).   Double check the new tax form and it the "covid" should be gone.

[cspyon]

Mims 77

So, did you refile your tax returns, based on your fix, and accepted by  IRS?

Please let me know about your updates. 

Before trying your method, I want to doublecheck. 

Thanks. 

[mims77]

Yes so far so good 

[cspyon]

Great!

Based on your fix, let me double check it with the TurboTax experts before refiling it tomorrow. 

I'll get back to you here.

Thank you!

[seckampf]

I did these steps and have an NA in the box which is what I had before. Do you know if it got accepted for you with the NA or is your box C totally blank? TurboTax was zero help when I called them. 

[mims77]

Mine was blank.   Previously it said “Covid” and not N/A.    Once I deleted the 2030 worksheet and the redid the questions it took it out 

[johnshirley]

Successfully corrected and submitted.

Excellent work tracking it down. I kept trying to delete the 8915-F but hadn't quite got to deleting the form that generated it.

[cspyon]

So, your refiled return was accepted?

[johnshirley]

Yes.

[cspyon]

I saw Covid in #3  in the 7591-F, then x marked in the next question #4,  Did you have Covid-related distribution?

That was the one rejected by IRS.

So, I am going to ask the TurboTax expert tomorrow before refiling.