My wife receives long term disabilty payments from a private carrier. No SS involved. She paid premiums Payments are 100% income tax free for 2018. Does she have to file

[tugcapt65]

Her checks are tax free. My question, does she even have to file a federal form?

Also, we are filing jointly this year. I'm fully employed.

Thanks for your help!

[Critter · Accepted solution]

You simply file a joint tax return and report all your taxable income. 

[tugcapt65]

Thank you very much-was having trouble getting an answer from the IRS website-have a good day!!