My mother in law moved in with us last year. She has her healthcare under the marketplace. Her income was less than $3000 for the year. Can I claim her as a dependent?

[afnv90]

Will she need to file her own any way?

[SharonD007]

It depends.  Refer to the eligibility qualifications below to determine if your Mother-In-Law meets the requirements below for a Qualifying Relative:

• Her income must be less than $5,050
• You provided over half of her support
• She's not filing a joint tax return if married unless filing to claim a refund of withholding
• She must be a U.S, citizen, U.S. resident, U.S. national or resident of Canada and Mexico
• She must live with you all year, unless she falls under one of the categories—Does a dependent for 2024 have to live with me? (Parents fall under this category).

For additional information, review the TurboTax article Rules for Claiming a Dependent on Your Tax Return.

If she qualifies as your dependent and you claim her on your tax return, you will have to include her 1095-A.  The 1095-A is used to complete the Premium Tax Credit Form 8962 and reconcile the Premium Tax Credit. If she's taken more premium tax credit in advance than she were qualified, it will have to be paid back.

You can review The Health Insurance Marketplace and the TurboTax article What is Form 1095-A: Health Insurance Marketplace Statement for more information.

Refer to the IRS article Check if you need to file a tax return to determine if your Mother-In-Law is required to file a tax return.