We are not sure what kind of annuity it is (non-qualified or other). We received this as a death benefit of my mother. Turbo tax asks about required minimum withdrawal, and we say no, but that is considered to be the less common answer. I am concerned that we may be making an error, either in the answer or the place to put this in our taxed. Do we owe tax on this death benefit or not? No taxable amount was on the 1099R form, but we did take it as a lump sum and did not roll it into any other account.