It depends. To apply for penalty exemptions such as thes...

How do I get my penalty waived for not having insurance-due to having hardship?

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It depends. To apply for penalty exemptions such as these, you must submit them to the marketplace, and the marketplace must grant you a certificate of exemption before you can file. Please see the following website for more information as what are exemptions they will consider: https://www.healthcare.gov/health-coverage-exemptions/hardship-exemptions/

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