I am self employed. My wife is fully retired. Our Modified Adjusted Grose Income (MAGI) is over $143,000 but under $230,000. My wife has made a $7000 contribution to her traditional IRA. She is not working and has no retirement coverage at work. I plan to make a separate contribution to my IRA or SEP whichever is most advantageous.
TurboTax is flagging my wife's $7000 as an excess contribution and non-deductible.
How can I tell TurboTax that my wife does not have a retirement plan at work?