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akamrbill47
Level 2
February 13, 2022
Question

IRA conversion

  • February 13, 2022
  • 1 reply
  • 5 views

Can a RMD , from a Traditional IRA be rolled over to a Roth IRA, via the back door rollover?

    1 reply

    VolvoGirl
    VolvoGirl
    Level 15
    February 13, 2022

    No.  You have to take the RMD and pay tax on it.   But You can use the money from the RMD to fund a new contribution if you have earned income to qualify to make a contribution.  

      D
      DanaB27
      Level 15
      February 13, 2022

      No, RMD cannot be rolled over or converted (IRS). The exception only applied to 2020.

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