I received a health insurance marketplace letter saying i needed to claim in my taxes

[Girl5]

So i received something from health insurance marketplace for 2024 but I don't even remember  applying for anything and it's saying i need to file it with my taxes but I never used it.. what do I do? I'm worried I'll have to pay something back i wasn't even aware I had.

[MinhT1]

If you receive a form 1095-A, then you have a Marketplace health insurance policy.

You have to report that form on your tax return, otherwise your tax return is not complete. The IRS knows that you have receive form 1095-A and will require that you report it.

This is how you enter form 1095-A:

1. In TurboTax Online, open your return
2. Click on Search (magnifying glass icon) at the top right of your screen
3. In the Search box, enter form 1095-A and click on the magnifying glass icon
4. In the search result box, click on Jump to form 1095-A
5. TurboTax will take you directly to the section where you can start entering your form 1095-A.

[Girl5]

The thing is i never opted into anything.. I didn't use it or anything. I wasn't even aware I had insurance or I would've gone to the doctor. Can I get in trouble because I never used it

[NicolleR1]

For some reason, a lot of people aren't aware they have this insurance. A common reason is, you might ‌have had the standard basic state insurance, and based on income or eligibility, they would have switch you to the State Marketplace Insurance.

As mentioned above, that form you received, Form 1095-A, need yo be included in your taxes, otherwise it will get rejected by the IRS.

You will need to contact the Marketplace Health Insurance for additional support, if you think this information is incorrect and/or for a revision of that form. 

The link below will redirect you to the IRS website, scroll down until you see Marketplace Contact Information. Locate your state for the contact phone number

The Health Insurance Market Place