I am being asked to complete a 1095-A which doesn't apply. How can I indicate 1095-A does NOT apply? I am not able to simply say "NO" at the 1095-A prompt.

[JohnB5677]

First, it is critical that you are not supposed to get a 1095-A.  Do you have a 1095 B or C? 

Can you please confirm that you've logged into a Marketplace account or called the Marketplace to confirm that none of the SSN listed on your tax return had marketplace insurance at ANY time during the year and there is NO 1095-A that was or will be issued?  Provided you can confirm this.

There are a couple of reasons why this can happen.  Please try these workarounds.  The first will clear the form.  From time to time it will come back.  Then use the second alternative.

On the menu bar on the left that shows.

1. My Info
2. Federal
3. State
4. Review
5. File
6. Select Tax Tools
7. On the drop-down select Tools
8. On the Pop-Up menu select Delete a Form
9. This will give you all of the forms in your return
10. Scroll down to the form you want to delete
11. Select the Form
12. Click on Delete.

Always use extreme caution when deleting your tax return.  

There could be unintended consequences.

The IRS is rejecting returns the return because they believe you or someone on your return had insurance through the marketplace. If you did have insurance through the marketplace in 2020, you may still just be on their list.

The workaround is to enter $1 for the 1095-A.  This will not affect anything on your return but having the form there may get the IRS to accept your return.  

To do this take the following steps: 

·       Click Deductions and Credits

·       Scroll down to Medical and Click Show More

·       Click Start or Revisit next to the ACA

·       As you walk through the questions, you will be asked if you received a 1095-A.  

·       If you did NOT, click YES anyway.

·       Enter 0's for the Marketplace identifier and Policy number.

·       Enter $1 for January monthly premium amount and SLCSP

·       Walkthrough to the end and submit your return.

[sd71]

Thanks for the two options here.  Option 1 doesn't work as there is no 1095-A form to delete.  Option 2 seems like a hack and although it works, I would prefer a solution that clarifies WHY I am being forced to add a 1095-A form to begin with.  It seems this is a software/logic bug because we were covered by an employers health insurance all year.  Because of that, we shouldn't even be prompted to provide a 1095-A much less need to follow up with option 1 to delete the form afterwards.

So my question is - What is the likely cause for requiring the 1095-A prompt to begin with?  What triggers that workflow?

[PatriciaV]

Please clarify if you had marketplace health insurance in the past, or if you changed your answers to any TurboTax question regarding healthcare on this return (before this message appeared). Did you use TurboTax last year? Have you cleared your return and started over this year?

These are just some of the reasons why TurboTax might be asking about Form 1095A.