I am 18. This is my first time filing a tax return and I'm not sure how to answer questions concerning health insurance coverage, which is provided by my parents.

[jcaffarella]

Do I input information from my parents 1099-HC?  Checking the box that I had no insurance coverage is not accurate since I was covered.  Thanks - CR

[Hal_Al · Accepted solution]

Assuming you are still claimed as a dependent, by your parents, you do not enter anything about health insurance. if you click on the health insurance tab, you will get a screen that says "Since someone can claim you on their 2016 taxes, you don't have to complete health insurance.

Just because you are now 18, doesn't mean your parents can't still claim you.

A child of a taxpayer can still be a “Qualifying Child” (QC) dependent, regardless of his/her income, if:

1. He is under age 19, or under 24 if a full time student for at least 5 months of the year, or is totally & permanently disabled

2. He did not provide more than 1/2 his own support. Scholarships are considered third party support and not as support provided by the student.

3. He lived with the parent (including temporary absences such as away at school) for more than half the year

 Furthermore, there is a rule that says IF somebody else CAN claim him as a dependent, he is not allowed to claim his own exemption. If he has sufficient income (usually more than $6300), he can & should still file taxes; he just doesn’t get his own $4050 exemption (deduction). In TurboTax, he indicates that somebody else can claim him as a dependent, at the personal information section.  

Even if he had less, he is allowed to file if he needs to get back income tax withholding. He cannot get back social security or Medicare tax withholding.

[jawajohn]

The feds want to know if you have insurance, so answer yes.  You may be fined if you don't have coverage, but they don't care who paid for it, just if you had coverage.