There is a 24.99 fee to efile the state return. If you want it deducted from your federal refund there is an EXTRA 39.99 Refund Processing Service charge (44.99 in California). Or you can pay it with a credit card. Or you can print and mail state for free. Start the File tab over again and read each screen slowly and pay attention what you click on. Pay by credit card is the button on the Left.