HSA: Any contributions you personally made (not through your employer) Does this mean the Employee Required Contribution?

[raviraju88]

I had made personal contribution for year 2016 in 2017. I cannot see anywhere in turbotax where it ask if my personal contribution is for previous year or current year.

[PaulaM · Accepted solution]

No. The program is asking if you made, on your own (independent of your employer) contributions to your HSA account. These after-tax contributions would need to be entered in order for the deduction and Form 8889 to calculate properly.

On your W-2, the Box 12 code W amount includes both the employer and employee pre-tax contributions, including incentives.  If you contributed to your HSA only through payroll deductions, do not enter them anywhere else in TurboTax. 

On your HSA summary page, you will see Tax-free employer contributions, but it means both employer and employee contributions in total. It is just how the IRS codes it (Box 12 W).

[frydrychm]

Hi Paula, I followed the steps listed above but my 2016 HSA contributions still didn't appear in my Federal Deductions Summary page like last year.  Do you know why?

[PaulaM]

If your contributions were thru a W-2, then they won't show as a deduction because the wages have been reduced. If the deduction was not thru your wages, you will see it on Form 8889 and line 25 of the 1040.