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I would answer for both you and your spouse that
I was covered by a Family plan every month of the year
for the first two months, you were both covered by your Family HDHP. I assume she was not covered by another plan that was not an HDHP
for the last 10 months, it seems your family was covered by your spouse's HDHP.
the rule is that if either spouse had family coverage both spouses are treated as having family coverage.
You were covered by a family plan for the entire year. In Jan-Feb you had a family plan, from March-December you were covered by a family plan even though the plan was in your wife's name.
Your spouse was covered by a family plan for the entire year. In Jan-Feb she was covered by your plan and March-December she was covered by her own plan, but it was a family plan in both cases.
The question is "how were you covered", not "whose name was the plan in."
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