I got fired last year during the month of Feb. (after working there many years) from a job that provided HDHP medical insurance for my son, wife, and I. I also had an HSA as part of my health insurance. When I got fired, my wife was able to get retro-active insurance for us through her job so that we wouldn't have a gap in insurance coverage. She also got an HSA in her name. How would we answer what type of HDHP medical insurance we each got? Turbotax asks the following:
what type of HDHP coverage did X have during 2020?
I was covered by a Family plan every month of the year
I was covered by a Self only plan every month of the year
I had different plan types at different times of the year
I chose the last option. I am also asked what HDHP type of coverage I had- I selected Self Only for January and February and None for the rest of the months.
For my wife, I did the opposite (selecting None for the first 2 months, then putting Self Only). Are my answers correct? If so, I get asked about some HSA stuff about a prior year...
