How much federal should be coming out of my checks as a single filer so I don’t owe taxes

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You have not mentioned your income.

https://turbotax.intuit.com/tax-tools/calculators/w4/

https://www.irs.gov/individuals/tax-withholding-estimator

https://www.irs.gov/pub/irs-pdf/fw4.pdf

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Says to update before transmitting, tried second system and wants to charge again for state return

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