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Level 1
March 11, 2026
Solved

How do I declare a 401K loan

  • March 11, 2026
  • 1 reply
  • 46 views

I asked for a 401K Loan last year. Do I need to include that in my 2025 tax return? if yes, how do I declare/include it?

Thanks 

Best answer by DoninGA

Expert Reviewed

A loan from a 401(k) account is not reported on a tax return and if you have not defaulted on the loan you will not receive a Form 1099-R.

1 reply

DoninGA
Level 15
DoninGALevel 15Answer
Level 15
March 11, 2026

Expert Reviewed

A loan from a 401(k) account is not reported on a tax return and if you have not defaulted on the loan you will not receive a Form 1099-R.