Health Insurance

[Gabby1518]

Didn’t file health insurance on taxes. What will happen?

[xmasbaby0 · Accepted solution]

You only have to enter information about health insurance if you had insurance through the marketplace---aka healthcare.gov aka "Obamacare".   You need a 1095A for that.     If you had insurance though your employer, etc. you do not enter anything about that.  A 1095B or 1095C are not entered on a tax return.   If the IRS is expecting a 1095A on your tax return and you did not enter it, your e-file will most likely be rejected and you will have to get your 1095A and enter it, and then re-file the return.   The IRS will not begin to accept/reject e-files until January 26.

How to find your 1095-A online

1. Log in to your account.
2. Under "Your Existing Applications," select your 2025 application — not your 2026 application.
3. Select “Tax Forms."
4. Download all 1095-As.

Get screen-by-screen directions, with pictures (PDF, 504 KB).

To enter your 1095A go to Federal>Deductions and Credits> Medical>Affordable Care Act (Form 1095A)

[Mike9241]

if you were covered under the Affordable Care Act, Obamacare, you should have received Form 1095-A which must be included in your return. The IRS doesn't open e-filing until 1/26/2026. Your return is just sitting on a TurboTax computer waiting to be submitted. You can do nothing now. Eventually, it will be submitted and you will get an email saying either "accepted" or "rejected". If rejected, you can enter the info and resubmit. If accepted, you'll have to wait until your return is fully processed and then amend. Note that Forms 1095-B and C are not reported on your Federal return. Some states have their own reporting requirement that differs from the Federal. We can advise if you post back as to your state of Domicile.  

[Gabby1518]

Thank you so much