HDHP question

The question "What type of high deductible plan did [spouse] have on December 1, 2023?" followed by guidance "If [spouse] had HDHP COVERAGE on December 1, 2023, but failed to be an eligible individual for other reasons, select none.

This is very poorly written. My spouse was on a HDHP all year under my family plan. But selecting "Family" for her coverage under my family plan leads to a lapse in coverage question which isn't accurate.

Please consider changing this question. I had to get on the forum to get a better explanation of what the questing was really trying to ask. And based on the amount of others having trouble with this same question, it's clearly the question, not me.

posted