Form 8889 line 6 split between spouses appears incorrect

[user17710794294]

We are married filing jointly, under 55, and had a high deductible family coverage all year.  My husband and I each had an HSA and between the accounts we maxed out our contribution ($8550).  My question is on the generation of row 6 on the form.  After reading the guidance, I understand that we can mutually agree on how to split that line, but I can't figure out how to change it within TurboTax.  

I contributed $2913 and the amount on line 6 on the form using TurboTax is $2,120 (spouse says $6430 so the total looks correct).   Even If I change my spouses personal contributions to zero in the software (W2 contributions left), it still says I had an over contribution of $793 (difference between $2913 and $2120) that I need to fix by filing deadline.  If I go in and add this $793 to his contributions and neither of us have an over contribution.  I can theoretically go and remove $793 from my HSA and add $793 to his HSA but that seems silly.  Why isn't that row adjusting in the software (using online version)?

Thanks in advance! 

[BillM223]

TurboTax automatically chooses the allocation of the Family HSA contribution limit between the spouses. While you are correct that the IRS regs say that the two spouses can agree to how the Family HSA contribution limit can be allocated, in fact, TurboTax does not provide a mechanism for you to do this. Rather TurboTax will allocate the Family limit in order to ensure there are no excess contributions amounts. Note, however, if there are excess contributions in any case, TurboTax will ask you which spouse made the excess contributions. 

It is difficult for me to tell exactly what is happening in your case, but let me suggest this. Did you at some point indicate that the $793 excess would be withdrawn by the due date? If so, it may have become a number that is "stuck", i.e., it doesn't get set to zero, even when you have changed other numbers so that the excess should fall to zero.

If you have read about numbers being "stuck", I assume you have read about the "HSA RESET". Although it is a certain amount of work, it will be faster and more certain than going through the interview over and over hoping to get it right. 

Just remove all HSA data as shown below. 

HSA RESET

***Reset***

1. make a copy of your W-2(s) (if you don't have the paper copies)

2. delete your W-2(s) (use the garbage can icon next to the W-2(s) on the Income screen)

*** Desktop/Windows***

3. go to View (at the top), choose Forms, and select the desired form (1099-SA (if one), 8889-T, and 8889-S (if one)). Note the Delete Form button at the bottom of the screen.

*** Online ***

3. go to Tax Tools (on the left), and navigate to Tools->Delete a form 

4. delete form(s) 1099-SA (if one), 8889-T, and 8889-S (if one)

5. go back and re-add your W-2(s), preferably adding them manually

6. go back and redo the entire HSA interview....