Form 8606 Roth Conversion

[Michael16]

I'm running into issues when I attempt to enter the information for me and my wife's Roth conversion in TurboTax Desktop 2025.

I first go to Deductions & Credits > Retirement and Investments > Traditional and Roth IRA Contributions. There I enter traditional IRA contributions for each of us for 2025 ($7,000) and answer the questions that follow, answering "yes" to "Did you have any nondeductible IRA contributions to your traditional IRA from 2024 or prior years?" (total basis of $0 on Dec 31, 2024). Only for my spouse's IRA does it ask if I'd like to make all or part of her deductible IRA contributions nondeductible. I answer $7,000 as the contributions that she elects to make non-deductible.

I then go to Personal Income > Retirement Plans and Social Security > IRA, 401(k), Pension Withdrawals (1099-R), enter our 1099-R information, and indicate that all of Box 1 was rolled to another traditional IRA or retirement account.

When I check the forms, I see that Line 14 of Form 8606-T (mine) and 8606-S (my spouse's) show's $7,000 and not $0 for the basis. What gives?

[baldietax]

If Lin 14 still shows the contributions/basis carrying over then the Roth conversion didn't get applied - Line 8 of the 8606s, should reflect the Roth conversion, I'm guessing it's $0.

Sounds like the 1099-R questions didn't identity it as a Roth conversion, from what you've described it sounds like you told it you did a rollover between traditional IRAs, not a conversion from IRA to Roth.  They changed the question flow in the desktop personal versions to match online (see below instructions), not sure about Home & Business if you are using that.  But go back thru the 1099-R questions and there should be one to indicate you rolled over the full amount to a Roth and that should trigger the correct outcome on 8606.

https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-...

[Michael16]

Odd. I've gone through those exact steps.

When I arrive at the rollover question for my spouse, this is what I see:

Did [spouse name] roll over all of this $7,000 (Box 1) to another retirement account?

Let us know if you rolled over all or a portion of this distribution by depositing it in another retirement account (or returning it the same one) within the rollover time limits.

1) Yes, [spouse name] rolled over $7,000 to another traditional IRA or retirement account (or returned it to the same account).
2) No, [spouse name] rolled over less than $7,000.
3) I did something else

On the other hand, I see the following options for me when I arrive at the rollover question:

1) I rolled over some or all of it to an IRA or other retirement account within the time limits (normally 60 days)

2) I converted some or all of it to a Roth IRA

3) I did a combination of rolling over and converting some or all of this money
4) I didn't roll over or convert this money

I selected option 2 for me (converted to Roth IRA) and option 3 (I did something else) for my spouse and that seemed to do the trick on our forms 8606. It's unclear why the explicit "I converted some or all of it to a Roth IRA" isn't available for my spouse.