Ok, I think I understand now. The form is correct and TurboTax is doing it correctly. As I suspect early, it's my understanding of the taxes. I mistakenly thought the first 2800 of qualified dividends (0-2800) were taxed a 0%, the next 10,900 of qualified dividends (2801-13700) were taxed at 15% and then everything over 13700 was taxed at 20%. I now see that qualified dividends are taxed at a single rate and that rate is determined by your income.
Thanks tagteam for answering and asking questions to help me work thru it. How to I indicate thru the Community my appreciation?