My returns were rejected twice for the F8960-019-04 issue but guess what? Yesterday I opened my desktop version of TT and it updated itself, as it often does. When I saved a soft copy of the returns I noticed there is no longer a form 8960 in my federal return! I then e-filed both fed and state and got a notice they they have been accepted. Maybe this was a TT issue after all as I'm not sure why my form 8960 disappeared.