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Excess HSA contribution

I contributed an excess $4.300 to my HSA in 2025, which I didn't realize until 2026. I have requested and received back the excess amount. Where do I report that in TurboTax since I haven't paid taxes on it yet? Other income? Miscellaneous income? 

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2 Replies
DavidD66
Expert Alumni

Excess HSA contribution

Since you removed the excess contribution prior to the filing deadline you won't be subject to the 6% excise tax.  If all your contributions were made via payroll deduction and you have a 1099-SA to report HSA distributions, or if you made contributions other than via payroll, then during the HSA interview TurboTax will tell you "You have excess contributions, will you remove them before the deadline?"  Answer Yes.  If you don't have a 1099-SA to enter, you will need to navigate to the HSA section so you can indicate your removed the excess.  

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Excess HSA contribution

if the contributions were made through your employer (W-2), the entire amount will be taxable. income in 2025. That's because your contributions reduced box 1 of the W-2.  Any employer match included would also be taxable.  

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